- Building C, Street 169, Sangkat Veal Vong, Phnom Penh
- service@gc-life.com.kh
- 023 989 218 / 098 989 218
Innovative Financial Solution
Best Rates & Coverage
Exceptional Customer Experiences
Why Life Guardian?
- Coverage until the age of 80
- At the age of 60, you will receive 150% of the sum insured and at the age of 80, you will receive 100% of the sum insured
- Provide you or your loved ones up to 300% of the sum insured in the unfortunate case you pass away or become totally disabled due to accident
- Includes many types of critical illnesses coverage and waiver of premium due to critical illness
Call us to get a Quote Now!
Call：098 989 218
Product Feature
Long Term Coverage with a Variety of Payment Period Options
Coverage until the age of 80, no matter what Payment Period Option you choose (5, 10, 15, 20, 25, or 30 years).
Critical Illness and Waiver of Premium Due to Critical Illness Coverage
In addition to the standard death and TPD coverage, coverage is provided for 38 types of critical illnesses, so you have the best protection and will not need to worry about paying any subsequent premium
High Coverage
Receive up to 300% of the sum insured in the unfortunate case you pass away or become TPD due to accident
Best Savings Plan for your Retirement
At the age of 60, you will receive 150% of the sum insured and at the age of 80, you will receive 100% of the sum insured
6 in 1 Plan
Survival Benefit
（60 Years old）
Maturity Benefit
（80 Years old）
Critical Illness Coverage
（38 Types）
Waiver of Premium Due
to Critical Illness
Death Benefit
Total Disability Benefit
Waiver of Premium Upon Death, TPD or Late Stage Critical Illness of the Payor
Insurance Benefits
Survival Benefit
Receive 150% of the sum insured at the age of 60
Maturity Benefit
Receive 100% of the sum insured at the age of 80
Death Benefit
– Due to Non-Accident (Illness)*
Receive up to 150% of the sum insured
– Due to Accident
Receive up to 300% of the sum insured
Total Disability Benefit
– Due to Non-Accident (Illness)*
Receive up to 150% of the sum insured
– Due to Accident
Receive up to 300% of the sum insured
Critical Illness*
– Type A
Receive 100% of the sum insured
– Type B
Receive 100% of the sum insured as a pre-payment
(Subject to Deduction Later)
Receive 100% of the sum insured
– Type B
Receive 100% of the sum insured as a pre-payment
(Subject to Deduction Later)
Waiver of Premium Upon Critical Illness of Insured (Type A & B)
Subsequent premium payment shall be waived
Waiver of Premium Upon Death, TPD or Late Stage Critical Illness of the Payor
Subsequent premium payments shall be waived (Subject to Rider Purchase)
*Waiting period applies!
Critical Illnesses (Type A) Covered
Breast Cancer
Cervical Cancer
Endometrial Cancer
Prostate Cancer
Critical Illnesses (Type B) Covered
Lung Cancer
Liver Cancer
Stomach Cancer
Colorectal Cancer
Pancreatic Cancer
Kidney Cancer
Lymphoma
Bladder Cancer
Leukemia
Brain Cancer
Thyroid Cancer
Ovarian Cancer
Major organ transplant or hematopoietic stem cell transplant operation
Final stage of kidney disease (also called chronic renal failure uremia)
Acute or acute and malignant severe hepatitis
Benign brain neoplasms
Decompensation stage of chronic liver failure
Sequela of encephalitis or meningitis
Deep coma
Binaural hearing loss
Paralysis
Heart valve surgery
Severe brain damage
Severe third-degree burns
Severe motor neuron disease
Severe primary pulmonary hypertension
Loss of speech
Severe aplastic anemia
Aorta surgery
Sequela of cerebral apoplexy
Acute myocardial infarction
Severe Parkinson's disease
Severe Alzheimer's disease
Coronary artery bypass grafting
Waiver of Premium Late Stage Critical Illnesses Covered
Late Stage Critical Illness
Brain
- Major Stroke
- Coma >=96h
- Alzheimer's Disease
- Parkinson's Disease
Heart
- Heart Attack
- Coronary Artery By-pass Surgery
- Open Heart Valve Replacement Surgery
- Heart Transplant
Lung
- End Stage Lung Disease
- Lung Transplant
Liver
- End Stage Liver Failure
- Liver Transplant
Kidney
- End Stage Kidney Failure
- Kidney Transplant
Pancreas
- Pancreas Transplant
Cancer
- Major Cancer
Blood
- Aplastic Anaemia
Others
- 3rd Degree Burn